Logo, Therese Harris Law Offices - Law Firm
Toll Free: (855) 204-3262
Local: (805) 369-2053
FAX: (805) 426-9375
P.O. Box 5084
Paso Robles, CA 93446

Dependable Legal Services from a Trustworthy Attorney

With Therese Harris Law Offices, you can be assured that your attorney will be fully involved with your case and in continual contact.  With many law firms, casework is passed along to paralegals and assistants, limiting interaction with attorneys and ultimately compromising the case.  Nothing is more important to us than communication, as it is the basis for all the services we provide and the foundation that provides you a solid conclusion to your situation.

PERSONAL  INJURY

Accident

If you're caught up in a terrible auto accident, you can file a personal injury claim against a negligent driver or other possible negligent parties to obtain compensation that will cover medical bills, lost wages, and other injury-related costs. Whether it be a bus, motorcycle, or pedestrian accident, We are here to assist you.

When you are faced with a situation or potential legal action, you want to have the right team on your side.

ESTATE PLANNING:

Protecting the Things That Matter Most To You

There is a misconception that only rich and senior citizens need estate planning. In actuality, almost every adult can benefit from a well-written will or trust. You have the peace of mind knowing your wishes will be carried out after your death, your children are cared for by someone of your choosing and your family is spared from unnecessary fighting or guessing about your assets.

Estate Planning Documents
A well-prepared estate plan is often comprised of several legal documents, each protecting a different element of your life. When clients contact us, we help them determine which documents are needed to protect the things in their life that matter. We work with clients to draft and review:

Wills: A will is used to make sure your children or property are protected if something happens to you. We address issues such as children getting money when they are too young to manage it, appointing guardians to take care of children, and the transfer of property without going through probate.

Trusts: We will help you to establish the right type of trust for your family needs. Trusts are very important in California because trusts allow estate assets to pass to beneficiaries without probate. Probate fees are very high in California. Because of the rise in the per capita exemption from federal estate tax, many families can now be well served by simple trusts.

 

Advance Healthcare Directive: If you become unable to make decisions for yourself, it is important that there is someone who knows your wishes and can make decisions on your behalf. Advance health care directives and durable powers of attorney allow you to make your wishes known and appoint someone to make decisions about your health care.

Durable Power of Attorney: As part of all estate plans, we urge clients to obtain durable powers of attorney for property management. These powers of attorney usually become effective when the principal (the person who gives the power of attorney) becomes incompetent. The powers of attorney are called "durable" powers of attorney because they survive the principal's incompetence, while ordinary powers of attorney do not. The powers of attorney will allow your agent (usually your spouse) to open and close bank accounts and enter into contracts for you if you are incompetent.

Consult with a competent litigation attorney when you turn to Therese Harris Law Offices in Paso Robles, California. We provide top-notch legal services including personal injury claims, consumer litigation, estate planning, bankruptcy representation, and more.

CONSUMER PROTECTION:

Therese Harris Law Offices is a law firm that protects consumer rights. This includes the Fair Debt Collection Practices Act, 15 U.S.C. §§ 1692 et seq. (“FDCPA”), and California’s Rosenthal Fair Debt Collection Practices Act, California Civil Code §§ 1788-1788.32 (“Rosenthal Act”). Therese Harris is specially trained in Consumer Protection. Our goal is to protect consumers against unfair, deceptive, and abusive debt collection practices. In addition, we want to ensure all consumers are being treated fairly if they are sued for credit card debt and consumer loans. If you have been subjected to collection harassment, calls to the workplace, or other abuse, we can help stop those calls. We sue abusive debt collectors and protect consumers who are being sued for their credit card debt.

Creditors, debt collectors, those who subsequently purchase your accounts (also known as “debt buyers”), and attorneys, who violate the FDCPA and Rosenthal Act, are subject to paying damages, statutory penalties, as well as your attorney fees and costs. Under the TCPA, unsolicited marketing calls to your mobile/cell telephone is illegal. Recording your telephone conversation without your consent may also be actionable. If your credit report is inaccurate, we can assist you there as well. If you feel you have been abused, deceived, harassed, or treated unfairly, you may need the assistance of an attorney. If you have been sued for a credit card debt, you should contact us immediately. Call us today for a free consultation, or enter your information on this site and we will contact you.

 

Prohibited Conducts Includes:

  • Cannot call you before 8am or after 9pm local time.
  • Contact you after being asked to stop in writing with several exceptions.
  • Call you at work, provided the debt collector is aware your employer doesn't approve of these phone calls.
  • Causing a telephone to ring or engaging any person in telephone conversations repeatedly or continuously with the intent to annoy, abuse or harass any person at the called number.
  • Contact you when it is known you have an attorney.
  • Lie to you or falsely imply that you have committed a crime.
  • Use unfair practices in an attempt to collect a debt.
  • Conceal his or her identity on the phone.
  • Disregard a written request from you to cease further contact.
  • Contacting consumer after request for validation: contacting the consumer or the pursuing collection efforts by the debt collector after receipt of a consumer's written request for verification of a debt (or for the name and address of the original creditor on a debt) and before the debt collector mails the consumer the requested verification or original creditor's name and address.
  • Use false, misleading, or deceitful means to collect a debt.
  • Threatening you with arrest and imprisonment.
  • Using profane and abusive language.
  • Failing to note that a debt is disputed when filing a report with a credit agency, or threatening to file a report when there is no intention to do so.
  • Contact with third parties other than the consumer, his/her attorney, or other authorized persons.
  • Impersonate an attorney or government official.

BANKRUPTCY:

Many individuals will face a financial disaster sometime in their lives. When it happens, it can seem overwhelming. The good news is your financial situation doesn’t need to go from bad to worse.

You may not be able to survive your debt crisis without filing for bankruptcy. But bankruptcy is not always the answer.

While we provide Chapter 7 Bankruptcy protection, we are also aware that there may be better choices for some families. Therefore, we provide our clients the critical information they need to make the right choices during troubling times. Whether facing mounting credit card debt, medical bills, student loans, wage garnishment or identity theft, non-bankruptcy options may be possible.

During a free initial case consultation, we will be able to evaluate and determine whether bankruptcy or non-bankruptcy options would be best for you. Thereafter, the goal is to provide you with all the information you need to make the right decision for you.

Contact us in Paso Robles, California, for results-driven legal services from a respectable litigation attorney.